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Riders tend to make unnecessary errors post-accident, and that happens because shock and confusion take over. These errors tend to impact health, finances, and the ability to get compensation. Knowing these mistakes can help people stay safe post-accident.
There has been a steady increase in the number of cyclists in Atlanta. With the rise in the number of cyclists comes the risk of accidents caused by vehicles, poorly designed roads, and distracted drivers. Those who end up working with a bike accident lawyer in Atlanta realize the early stages of the incident contribute significantly to the eventual case outcome.
Photo credit: Freepik
Skipping Medical Care
Many cyclists who get into accidents think they can walk away without any problems. Sometimes, the pain is not felt right away, especially in the case of a concussion or a soft tissue injury. Waiting too long to get treated would give the opposing party more substantial evidence that the cyclist has not suffered any harm.
Medical records show injuries resulting directly from the accident. Without them, the insurance company can claim the injuries had some other source. Head injuries, which are common in bicycle accidents, are not necessarily evident immediately after the accident.
Not Reporting to Law Enforcement
Some cyclists may not bother contacting the police because the accident does not appear serious. This is a mistake because the police report adds a very valuable layer of documentation. This report will capture information such as the location of the accident and the parties who were involved. Without an official document, fault is often disputed at a later stage.
Admitting Fault
After a crash, cyclists instinctively apologize. Even the politest of phrases are often perceived as an admission of fault. These words may be used against the injured cyclist to minimize or eliminate claims by the insurance company.
It is safer to limit the conversations at the scene. You can exchange information and answer basic police questions, but nothing more. The determination of fault will need to be evidence-based, not casual remarks.
Not Documenting Evidence
Failure to leave the scene with photographs and descriptions from witnesses is another mistake that often recurs. The condition of the road surface, skid marks, damaged bike components, and other details easily disappear.
Photos and contact information can be used to piece together what transpired. This becomes especially important if the party driving the vehicle contests responsibility for the accident down the line.
Talking to Insurers Too Soon
Insurance adjusters may contact cyclists quickly after an accident has taken place. What appears to be a routine call could restrict payments when recorded. Statements are recorded before the actual extent of injuries and expenses can be assessed.
Cyclists can benefit from pausing to understand their position before speaking. This will help them avoid mistakes. They will have time to evaluate the situation and know what they need to say.
Key Takeaways
The minutes following a crash can be as defining for your case as the actual accident itself. What cyclists need to keep in mind:
- Delaying medical care degrades injury records
- Lack of police reports removes key documentation
- Admitting fault can be used against someone later on
- Lost evidence makes liability harder to prove
- Early insurer statements may limit recovery
The key to recovery is for one to remain calm, document everything, and not say a thing that can be twisted against them.
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