Author: Ann Zuraw

Ann Zuraw, Founder, and Fearless Leader/President of Zuraw Financial Advisors, a financial planning and investment management firm based in Greensboro, North Carolina serving families in all stages of life. “Never Give Up, and it is Never Too Late to Learn.” —this is Ann Zuraw’s (AZ) mantra. Our goal at ZFA is to encourage women to take responsibility for their finances. As a Chartered Financial Analyst, CFA ®, Certified Financial Planner, CFP ® and MBA- and entrepreneur, Ann built www.ZurawFinancialAdvisors.com as a Registered Investment Advisor with assets under management of $190 million. Ann served for 25 years as the only female on the board of her family’s real estate company. She witnessed firsthand the difficulties of running and expanding a business, along with the hardships of balancing family dynamics through economic ups and downs. At ZFA we believe that everyone can and should understand their finances and investment opportunities whether you have $5000 or $5 million. Ann utilizes her blog www.ChicksChatandChange.com to educate women about improving their financial life whether dealing with aging parents, kids, partners or just controlling their spending. Born in New Orleans and currently living in Greensboro, North Carolina, Ann lived in NYC, San Francisco & Oakland, and Sioux Falls, South Dakota. My family includes 3 young adult kids who like it or not are always learning about money and—2 English Bulldogs who refuse to listen…

Have important life decisions? A spreadsheet can help you! by @AZanswers

  by Ann Zuraw | Featured Contributor  Growing up in a family business, we evaluated every real estate project with spreadsheets.  They proved to be a beneficial tool when analyzing projects helping to make our decision process run smoothly. We would look at the projected cash flow and incorporate the different variables in the decision. […]

CONTINUE READING Have important life decisions? A spreadsheet can help you! by @AZanswers 3 min read
Posted in
Posted in

Entrepreneur to Business Owner – Question To Ask by @AZanswers

“Woman Up” and take responsibility and control of your assets. It is your money. ̶ AZ   by Ann Zuraw | Featured Contributor  You have worked hard to develop your business. As your business grows, you have nurtured an asset that can yield tremendous value. However, simply growing assets under management and top-line revenues may […]

CONTINUE READING Entrepreneur to Business Owner – Question To Ask by @AZanswers 2 min read

Questions about the Tax Reform Act and the Impact on Your Business by @AZanswers

by Ann Zuraw | Featured Contributor  I have been trying to comprehend the latest Tax reform from the perspective of a business owner.  I am sharing my thoughts with a big DISCLAIMER.  I am not a CPA or lawyer and am always willing to pay my fair share of taxes.  I learned early on in […]

CONTINUE READING Questions about the Tax Reform Act and the Impact on Your Business by @AZanswers 3 min read

HAPPY NEW YEAR 2018 Financial Checklist by @AZanswers

by Ann Zuraw | Featured Contributor  HSA—Check if you are eligible for a Health Savings account.  An HSA is a medical savings retirement account and can be started with pretax money and withdrawn to pay medical expenses without taxes. Asset Allocation—Review your overall investment portfolio.  What percentage do you have in stocks, bonds, or cash […]

CONTINUE READING HAPPY NEW YEAR 2018 Financial Checklist by @AZanswers 2 min read

Woman Up-it’s your money! by @AZanswers

by Ann Zuraw | Featured Contributor  Let’s say you inherited an IRA from your parents, or you’re the beneficiary of an inheritance from your beloved Grandmother. Or your business is finally doing so well (after many years of hard work and losses), that you have more income than you imagined.  All of a sudden with […]

CONTINUE READING Woman Up-it’s your money! by @AZanswers 2 min read

What is stopping you from having a Board for your Business? by @AZanswers

by Ann Zuraw | Featured Contributor  It does not matter what size your company is—the issues are always the same. Some critical questions to consider are: Do you have a growth strategy and how is it measured?  Do you know if your revenue, expenses, and margins are growing, stable or declining?  How leveraged is your […]

CONTINUE READING What is stopping you from having a Board for your Business? by @AZanswers 2 min read

Planning for the  ”What ifs” affecting your Financial Life by @AZanswers

by Ann Zuraw | Featured Contributor    Incapacity Planning Incapacity of the mind can be a temporary condition or a long-term decline as one’s mental abilities begin to slowly “diminish.”  The older I am, the more I see situations that differed from expectations.  With more experience, I recognize the value of operating within “my lane […]

CONTINUE READING Planning for the  ”What ifs” affecting your Financial Life by @AZanswers 1 min read
Posted in
Posted in

Risks of a Prenuptial and Advantages of a Trust by @AZanswers

by Ann Zuraw | Featured Contributor  You spent years working hard to build your business and have acquired a substantial amount of assets. Your wedding day is approaching, and you’re excited about your future, but have you thought about protecting your assets in the event you become a statistic. Currently, 50% of marriages fail. Should […]

CONTINUE READING Risks of a Prenuptial and Advantages of a Trust by @AZanswers 2 min read

Defining Success – it’s not just about the money! by @AZanswers

by Ann Zuraw | Featured Contributor  Since many of you are entrepreneurs with your own businesses,–you probably work hard all the time. However, your profit and loss statement is not the definition of your success.  As you can see in the financial life infographic—your assets cover much more: family, house, retirement, legal, investment experience, job/career, […]

CONTINUE READING Defining Success – it’s not just about the money! by @AZanswers 1 min read

Lessons I Learned Growing Up in the Family Business by @AZanswers

by Ann Zuraw | Featured Contributor  “Luck is what happens when preparation meets opportunity” — Seneca The lessons I’ve learned growing up in a successful family real estate business are countless. (How you define “successful” is a discussion for another day.) Today as a business owner myself; I realize luck had nothing to do with it! […]

CONTINUE READING Lessons I Learned Growing Up in the Family Business by @AZanswers 1 min read
TOP